Insurance

Insurance

Insurance

Wednesday, July 16, 2008

Overseas Medical Insurance

Overseas Health.com is dedicated to providing high quality, affordable travel health insurance for individuals, expatriates and groups who travel or live overseas and international health insurance for foreign nationals visiting or immigrating to the US.

"It's hard to find good service like yours these days" - Ronald L.

Have Questions?

VISA ENTRANCE APPLICANTS

Instant Confirmation including ID Card(s) and an Embassy Letter to obtain Entrance Visas available online when you select: Online Fulfillment

NEW
Temporary Health Insurance for US Citizens living in the USClick Here to Get Quote If you are traveling or living abroad, traditional sources of private or government sponsored medical or life insurance will not meet your international needs. Geographical exclusions and provider limitations common to these policies will restrict or even eliminate the international health coverage available to you while you're outside the US or your home country.

We have your international health insurance solution and will assist you in choosing the best insurance plan for your needs.

"Every question was answered promptly and in a way I could easily understand" -Bonnie D.
With any of our travel or expatriate medical plans, you have the security of the world's largest, oldest and most recognized insurer. you also receive immediate assistance from the world's foremost travel assistance company; with services ranging from dispatching a doctor in a foreign country to trained operators available 24 hours a day to help you with your travel or medical emergency.

Your satisfaction is our goal. Please don't hesitate to call and speak with one of our travel health insurance experts at 800-647-4589 or 480-821-9052.

Why do I need Travel Insurance?
One usually travels abroad for two reasons- a pleasure trip or a business trip. You do not want anything to ruin your hard earned holiday or your crucial business meeting. But there is a possibility of some unexpected occurrence no matter how perfect the planning is. Unfortunate events such as baggage loss, passport loss, a medical emergency or an accident can affect you. Having Overseas Travel Insurance protects you from all such perils. It ensures that in the unknown foreign land you are not left stranded in any kind of an emergency. top

What is a TPA?
TPA stands for Third Party Administrator. The most essential service they provide is cashless medical services. They also provide the necessary information to deal with any problem regarding claims.

In case medical treatment is required, is there any need for any pre-approval before hospitalization?
You would need to contact our third party administrator at +91 11 4189 8868 and they would arrange for the cashless claims for the medical treatment.

If pre-approval is required then what are the procedures?
For hospitalization, we have a toll free no., which you have to call up for the cashless claim, and for a physician visit, you will be getting reimbursement on the bills

How long does it take to receive the policy papers once I purchase the policy online?

The hard copy of the policy will reach you within 7 working days. However, you can buy online within 15 minutes and take print out of the policy instantly. This works as a legally valid document, even at the time of claims, as all you need to have is your passport details and policy number.

Will I get refund if I cancel my policy?
The policy bought online will be cancelled and the amount refunded on a pro-rata basis provided no claims have been made subject to minimum 30 days left for the policy to expire. top What are the average costs of medical treatment abroad? Please refer to the table for average costs of medical treatment abroad in the U.S. vis-a-vis India.